Table 1: Personal Loan Interest Rate of Different Banks
Name of the Provider | Interest Rate | Processing Fee |
State Bank of India | 12.55%-17.65% | 1%-3% of the loan amount + applicable Service Tax |
Axis Bank Limited | 15.50%-24% | 1.50%-2.00% of the loan amount + Service Tax, as applicable |
ICICI Bank | 11.49%-22.00% | Upto 2.50% of the loan amount + Service Tax, as applicable |
Tata Capital | 12.50% to 19% | Starts at 999/- |
Punjab National Bank | 3.10%-6.10% + MCLR |
|
Bajaj Finserv | 16% | 2.25%-3% of the loan amount |
Fullerton India | 17.25%-35% | Upto 6.5% of the loan amount |
IndusInd Bank | Upto 23% per annum | Upto 2.5% of the loan amount |
Standard Charted Bank | Upto 27% | Upto 2.25% of the loan amount |
Citibank | Values based on customer profile; starting at 11.75% | Upto 2.50% of the loan amount |
HDFC Bank | 11.49%-20% | Upto 2.5% of the loan amount, subject to a maximum of 25,000 INR and a minimum of 1,000 INR |
Kotak Bank | 11.50-24% | Upto 2% + ST + Other levies |
HSBC Bank | 12.25%-17.50% p.a. | Upto 2.5% of the disbursed loan. |
Note: The figures provided in the table are indicative subject to change from time.
------------------------
Bank/Lender Name
|
Home Loan Interest Rate
|
Loan Processing Fees
|
HDFC Bank
|
9.30% onwards
|
0.5% of loan amt. or Max. Rs. 10,000
|
ICICI Bank
|
9.30% for women and 9.35% for others
|
Starts from 0.5% of loan amt.
|
Axis Bank
|
9.30% to 9.45%
|
Min. Rs. 10,000 at 1% of loan amt.
|
SBI
|
Loan Up to Rs 75 Lacs: Female – 9.10% Others – 9.15%
Above Rs 75 Lacs: Female – 9.25% ; Others – 9.30% |
Min. Rs. 2000 and max. Rs. 10000
|
IndiaBulls
|
9.30% to 10.75%
|
0.5% to 1% of loan amt. Min. 7,500
|
DHFL
|
9.35% to 11.35%
|
1% to 1.5% of loan amt.
|
IDBI Bank
|
9.60% onwards
|
Zero to 1% of loan amount
|
LIC Housing Finance
|
9.30% onwards
|
Rs. 10000 to Rs. 15000
|
Punjab National Bank
|
9.45% onwards
|
Nil
|
PNB Housing Finance
|
9.40% onwards
|
Nil
|
Tata Capital
|
9.40% - 11.25%
|
Min. Rs. 5,000 to 0.25% of loan amt.
|
Bank of India
|
9.70% to 9.95%
|
Min. 1000 and Max. Rs. 20,000
|
Syndicate Bank
|
9.65% onwards
|
Min. 500 to Max. 5,000
|
United Bank
|
9.6% onwards
|
Varies based on applicant profile
|
Canara Bank
|
9.65% to 9.75%
|
Varies based on applicant profile
|
IDFC Bank | 9.45% |
Varies based on applicant profile
|
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